Buying a new construction home in 2025 can be an exciting opportunity to start fresh with modern finishes, energy-efficient features, and no repair list from a previous owner. But before you sign the builder’s contract, it’s important to know exactly what questions to ask—especially about HOAs, warranties, and walkthroughs.
These three areas can have a big impact on your budget, lifestyle, and peace of mind. Let’s break them down.
1. Homeowners Associations (HOAs): What You Need to Ask
Most new communities today are governed by an HOA. While they maintain the neighborhood’s look and amenities, they also come with rules and fees. Here’s what you should ask:
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What are the monthly dues? Don’t forget to include these in your housing budget.
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What do the fees cover? Landscaping, security, community amenities?
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Are there restrictions? Pet limits, rental rules, or design guidelines can affect your lifestyle and long-term plans.
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How often do fees increase? Get a history of increases so you’re not surprised down the road.
👉 Pro Tip: Ask for a copy of the HOA bylaws before you sign the contract.
2. Warranties: Know What’s Covered—and What Isn’t
New homes typically come with 1-2-10 warranties:
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1 year for workmanship (paint, drywall, etc.)
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2 years for systems (plumbing, HVAC, electrical)
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10 years for structural elements
But not everything is included. Landscaping, cosmetic finishes, and some appliances may fall outside coverage. Ask these key questions:
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What’s included in each warranty?
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Who do I contact if an issue comes up?
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Are appliances covered separately by the manufacturer?
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What happens if the builder goes out of business?
👉 Pro Tip: Even with warranties, always get a professional inspection before closing.
3. Walkthroughs: Don’t Skip the Details
The final walkthrough is your chance to ensure the home is delivered as promised. Too many buyers rush through it. Instead, come prepared with a checklist:
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Are all agreed-upon upgrades installed?
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Do doors, windows, and locks work properly?
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Are there cracks, leaks, or cosmetic defects?
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Did all appliances and systems get tested?
👉 Pro Tip: Schedule at least two walkthroughs—one before closing (the punch-list walkthrough) and another right before settlement (the final verification).
Final Thoughts: Ask Before You Sign
HOAs, warranties, and walkthroughs might not be as exciting as picking countertops or paint colors—but they can make or break your experience as a new homeowner. Asking the right questions upfront ensures your new construction purchase in 2025 is both exciting and secure.
Ready to Buy New Construction in 2025 or Planning Ahead for 2026?
I represent your best interests, not the builder’s. From reviewing HOA documents to guiding you through warranties and inspections, I make sure you’re protected every step of the way.
📞 Contact me today for your New Construction Buyer Consultation and let’s get started.
